Answer
Maternity benefits under health insurance in India are highly variable. While many plans offer some form of maternity coverage, the specifics, including the extent of prenatal and postnatal care, the types of deliveries covered (normal versus Cesarean), and any associated limits, differ considerably between insurers and specific policy contracts. It is absolutely essential to carefully review your policy's fine print for a detailed understanding of the maternity benefits. Some policies might limit the number of covered deliveries, impose waiting periods, or exclude specific procedures.
Before relying on your insurance for maternity costs, it is strongly advisable to directly contact your insurance provider for clear clarification on coverage details. It is also worth considering supplementary government schemes that may provide additional financial assistance.
Consult Now
